Ko-fi Fee Calculator
See what you keep on Ko-fi after the platform fee and payment processing.
✏️ These numbers were filled in from a shared link — change anything to make it your own.
How Ko-fi fees work
Ko-fi takes 0% on tips and 5% on shop sales, commissions, and memberships (free plan). Payment processing via PayPal/Stripe (~2.9% + $0.30) is separate. Ko-fi Gold removes the 5% for $12/month.
take-home = amount − Ko-fi fee − processing
Standard 2026 rates; processing varies by provider. Not financial advice.
Frequently asked questions
Does Ko-fi take a cut?
On the free plan, Ko-fi takes 0% on donations/tips and 5% on shop sales, commissions, and memberships. Payment processing (PayPal or Stripe, ~2.9% + $0.30) is separate. Ko-fi Gold ($12/month) removes the 5% fee entirely.
Is Ko-fi cheaper than Patreon?
For tips, yes — Ko-fi takes 0% versus Patreon’s 10%. For memberships and shop sales, Ko-fi’s 5% (or 0% on Gold) is still lower than most alternatives.